Personal Loan

Purpose: Personal expenses like marriage, education, social obligations etc.

Eligibility: Salaried account customer of bank & 2 years’ experience in same organization.

Loan Amount: Central/State govt. – 15 Lac / Others- 10 Lac

Facility: Term Loan

Interest Rate: Govt. employee – 10.50 % p.a. / others – 12.90 % p.a.

Repayment: Govt. – Maximum 84 EMI/ Others- Maximum 60 EMIion, social obligations etc.

Category:

Description

Eligibility:

Salaried: Gross 8000/- p.m.

Non-Salaried: Gross Rs. 1 Lac p.a. as per ITR.

Age: Salaried: 21 to 55 years/ Non-Salaried: 21 to 60 years

Interest Rates: UCO Float Rate + 4.80% p.a.

Processing Fees & Charges: 1% of the loan amount minimum Rs.750/-

Documents Required: As per Bank circular.

CIBIL: (New Customer it is 700)

 

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